2013 Current SBI Home loan EMI Rates

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Whole banking in SBI Bank EMI Rates are very low and repayment process also long so it’s better option for Middle class member Best SBI HOME Loans Advantage are, Exclusive benefits

  • Low interest rates
  • Interest on daily reducing Amount
  • Minimum Low processing Fees
  • No any hidden charges in lone processing and no any charges for administrative.
  • This Process allowed in all SBI  13,700 branches.

Documents Must for SBI Home Lone :

When you apply for Home lone that time some Documents always must for lone processing  Below document must be for applicants :

  • Passport size photo ( 3 copy )
  • Fill Complete and True loan application
  • Identify Proof like ( Voters ID , Driving licence, PAN card and Passport.
  • residence Proof ( Telephone Bills , Electricity Bill )
  • Pass Book Xerox for last 6 months Statement
  • Liabilities statement ya Personal Assets
  • Proof of business address ( this only for non-salaried individuals )

Salaried persons for Some Documents Requirement from SBI :

  • Salary Certificate ( Original  )
  • TDS certificate on Form 16
  • IT Returns copy Last 2 year

Self- employed for Documents:

  • 3 Year I.T. returns
  • Photocopies of challans evidencing payment of Advance Income Tax.

Eligibility for SBI Home Lone : Min age 18 years and Maximum age 70 years Any Bank before approving Home lone that time some points consideration applicant’s income and repaying capacity, age, assets and liabilities , flats etc.

Home Lone Amount

Min

Max SBI LTV Ratio

Upto 20 Lak

10 per

90 per

Above 20 Lak

20 per

80 per

For More information contact your nearest SBI Branch

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